Privacy Policies, Disclosures, & Disclaimers for Sanders Morris Harris, Sanders Morris Harris Group, Cummer Moyers Financial, Kissinger Financial, Salient Partners & Pinnacle Trust Co. can be found in this document.
At Sanders Morris Harris, we recognize the importance of protecting your privacy, and we have policies in place to maintain the confidentiality and security of your personal information. The following policy is designed to help you understand what information we collect from you and how we use that information to serve your account.
CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about you to those employees and agents who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to guard your nonpublic personal information.
CATEGORIES OF INFORMATION SANDERS MORRIS HARRIS DISCLOSES AND PARTIES TO WHOM SANDERS MORRIS HARRIS DISCLOSES:
We do not disclose any nonpublic personal information about our customers or former customers for any reason to third parties outside the Sanders Morris Harris Group of companies, except as permitted by law. We carefully manage this information among our companies in order to provide you with the most complete financial package that compliments your total investment needs.
CATEGORIES OF INFORMATION SANDERS MORRIS HARRIS COLLECTS:
We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our affiliates, or others; and
- Information we receive from a consumer reporting agency.
Cummer Moyers Financial
DISCLAIMER: This web-site is for informational purposes only and does not constitute a complete description of our investment services or performance. This web-site is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this web-site should be interpreted to state or imply that past results are an indication of future performance. Neither we or our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY 'LINKED' WEB-SITE."
IMPORTANT CUSTOMER INFORMATION:
1) A broker-dealer, investment adviser, BD agent or IA representative may only transact business in a particular state after licensure or satisfying qualifications requirements of that state, or only if they are excluded or exempted from the state's broker-dealer, investment adviser, BD agent or IA representative requirements, as the case may be; and
2) Follow-up, individualized responses to consumers in a particular state by a broker-dealer, investment adviser, BD agent or IA representative that involve either the effecting or attempting to effect transactions in securities or the rendering of personalized investment advice for compensation, as the case my be, shall not be made without first complying with the state's broker-dealer, investment adviser, BD agent or IA representative requirements, or pursuant to an applicable state exemption or exclusion.
3) For information concerning the licensure status or disciplinary history of a broker-dealer, investment adviser, BD agent or IA representative, a consumer should contact his or her state securities law administrator.
Legal Disclaimer: None of the information on this site is intended for use without professional advice. Further, the information contained is intended to afford general guidelines on matters of interest. The application and impact of the laws can vary widely, however, from case to case, based upon the specific or unique facts involved. Accordingly, the information in this site is not intended to serve as legal, accounting or tax advice. Users are encouraged to consult with professional advisors for advice concerning specific matters before making any decision. All rights reserved. No part of the text or graphics on this site may be reproduced or transmitted in any form or by any means, electronic or mechanical, including by photocopying, facsimile transmission, recording, re-keying, or using any information storage or retrieval system without permission in writing from KFS, Inc. Requests for permission or further information should be addressed to Kissinger Financial Services, Inc.
Certain links on this site lead to resources located on servers maintained by third parties over whom KFS has no control. As such, KFS makes no representation as to the accuracy or any other aspect of the information contained on such servers.
Salient Partners & Pinnacle Trust Co.
YOUR RIGHT TO FINANCIAL PRIVACY
At Pinnacle Management & Trust Co. we have established policies and practices that respect the financial privacy of all individuals who use our trust company. We believe it is critical to comply with the laws and regulations designed to secure your financial privacy. Your relationship with us as our client is very important to us, and we want you to understand our policies and practices about handling your information.
This Policy applies to you
This Policy applies to our relationships with individual clients who inquire about or obtain products or services from us for personal, family and household purposes.
Strict security measures
We take the security of information very seriously. We have established security standards and procedures to prevent access to client information. We maintain physical, electronic and procedural safeguards to guard client information.
Limited employee access
We have established procedures to limit employee access to information to only those employees with a business reason for accessing such information. We educate our employees about the importance of confidentiality and client privacy. We take appropriate disciplinary measures to enforce employee responsibilities regarding client information.
Why we collect information
We collect information about you to:
- accurately identify you
- protect and administer your records, accounts and funds
- help us design or improve our products and services
- understand your financial needs
- save you time when you apply for new products and services
- offer you quality products and services
- comply with certain laws and regulations
We collect information from
We collect and maintain your personal information so that we can provide investment management and other services to you. The types and categories of information that we collect and maintain about you include:
Information we receive from you to open an account or provide investment advice or other services to you (such as your home address, social security number, telephone, financial information and investment objectives).
Information that we generate to service your account or from our transactions with you (such as account statements and other financial information).
Information on your transactions with nonaffiliated third parties.
We have established procedures so that the financial information we collect is accurate, current and complete. We are committed to work with you to promptly correct any inaccurate information.
Our selective sharing of information
In order for us to provide investment management and other services to you, we do disclose your personal information in very limited instances, which include:
Disclosures to nonaffiliated companies as permitted by law, including those who help us service your account (such as providing account information to brokers and custodians).
Other limited disclosures as permitted by law, for example, required reports to government entities.
We do not share your information with third parties for marketing purposes. We do not sell your information.
If you end your relationship with us, we will continue to adhere to the privacy policies and practices described in this notice.